Free assessment · About five minutes
Find Out Where You Actually Stand.
Nine questions about the creator, then ten optional ones about the household. Answer for what is true today — a generous score tells you nothing useful.
NextGen is financial education and coaching. It is not a substitute for individualized legal, tax, investment, insurance, credit-repair, lending, estate-planning, or fiduciary advice. Whenever a lesson crosses into a decision that depends on a participant's circumstances, the program shifts from recommendation to education, organization, scenario analysis, and preparation for an appropriately qualified professional.
NextGen Wealth Score™ · The wealth creator
Nine areas, one question each. Answer for what is true today, not what you intend. An honest low score is more useful than a generous one — it is what decides where you start.
01 · Financial Organization
Can you produce a current picture of what you own, what you owe, and what comes in each month without hunting for it?
02 · Cash Flow
Do you know where every dollar of monthly income is assigned before the month starts?
03 · Reserves
Do you hold reserves with a defined purpose, separate from money earmarked for investing?
04 · Debt & Credit
Do you have a written inventory of every obligation with balance, rate, term and purpose?
05 · Income Capacity
Have you mapped your income sources and tested at least one deliberate way to expand them?
06 · Ownership
Do you own something that produces value when you are not working on it?
07 · Investment Readiness
Have you written down the purpose, horizon and decision rules for your investable capital?
08 · Protection
Have you inventoried insurance, entities, contracts, digital access and continuity, and marked the gaps?
09 · Legacy Planning
Is there a written statement of what the wealth is for, beyond the balance?
0 of 9 answered